| Trend | Range | |
|---|---|---|
| Structured programs |  |
Flat |
| Parametric nat cat |  |
-5% to +10% |
| Parametric non-cat |  |
Flat |
| Portfolio programs | Limited carrier appetite | |
| Captive stop loss | |
Flat |
These programs typically address natural catastrophe or weather risks, but also pandemic and elements of cyber risk. Their deployment typically complements a property placement, adding capacity or protecting deductibles or uninsured assets. They are also used to protect against loss of revenue where weather conditions impact productivity. WTW is also often deploying these programs to support lender financing and for government-led climate, environmental and social resilience initiatives.
Willis Towers Watson hopes you found the general information provided in this publication informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, Willis Towers Watson offers insurance products through licensed entities, including Willis Towers Watson Northeast, Inc. (in the United States) and Willis Canada Inc. (in Canada).
