Retirement

In a fast-changing pensions landscape, WTW’s corporate pensions professionals help our clients with every aspect of running a pension scheme. With a growing array of solutions available, we work with you to determine the right approach for your scheme.

Trustees play a vital role in delivering high-quality defined benefit (DB), defined contribution (DC) and hybrid pension arrangements. But with ever-changing legislation, increasing cost pressures on plan sponsors and an ageing workforce, trusteeship is an increasingly difficult and complex role.

Institutional investors require portfolios that are tailored to their goals, cost-effective and deliver strong returns with controlled risk. As a company with multi-asset capability and a fiduciary mindset, our investment professionals can help our clients to invest optimally, with a wider mission to change the way the investment industry operates.

Climate change poses global, systemic risks that will affect every part of the economy. As key long-term investors and significant participants in the financial system, it is important that trustees and sponsors of pension schemes consider the implications of these risks for their pension arrangements and the part they can play in responding to the challenge.

To manage ever-increasing complexity and legislation in pension administration, we provide the resource and expertise to support in-house pension teams through our range of services.

We focus on the delivery of high quality, best practice exercises for companies and trustees who recognise the need to provide additional member options and/or to improve awareness and understanding of existing options.

Good governance is the foundation of a well-run pension scheme and leads to better outcomes for members, trustees, and sponsors. WTW has been working in partnership with pension scheme trustees and sponsors for over 40 years, providing expert governance consulting and operational support.

Technology underpins everything we do. We make extensive use of our proprietary technology to enhance our modelling capability and to deliver added value directly to clients through innovative applications.

Guaranteed Minimum Pensions (GMPs) have been a long-standing complication of UK pensions. However, after a long and complex history, including in more recent years the abolition of contracting out and greater clarity on GMP equalisation, schemes are finally able to take the final steps in sorting out the GMP-related issues impacting member benefits.

WTW’s Collective Defined Contribution (CDC) and risk-sharing pensions team advise on all aspects of CDC and risk-sharing pension schemes. We are at the centre of developments of CDC pensions in the UK and would be very happy to help you consider whether, and how, to introduce CDC pensions for your organisation.

Our specialist funds and strategies help institutional investors of any asset size benefit from capital markets that are otherwise difficult to access or too expensive.

OneDB delivers innovation to trustees through a “digital first” approach to managing defined benefit liabilities. OneDB online member experience delivers access to an entire suite of rich self-service functions.