Employee Benefits

Our specialist consultants work closely with leading health and protection insurers to design robust benefits programmes, while also offering expert guidance on funding options and good governance.

You can boost your employee engagement with sharp communications and add choice with flexible benefits. Our regular surveys also give you invaluable benefits benchmarking insights across different peer groups, industry sectors and countries.

We can help you by:

• Benchmarking against peer groups to align with your reward strategy
• Consulting around the design of your benefits programmes to ensure a compliant, fit for purpose and valued benefit provision
• Advising on the most suitable funding vehicles for your benefit promise, from self-financing to captives, multinational pools and global underwriting solutions through to fully insured
• Advising on the most competitive, suitable and flexible insurance provider for your employer and employee needs
• Providing guidance on good governance and best practice of your risk arrangements to protect you from the impact of legislation changes and market developments
• Demonstrating the impact of an insurer’s early intervention services to combat absence
• Communicating exercises to improve employee engagement with group risk benefits
• Cost sharing and added choice by introducing flexible benefits
• Providing survey insights across your peer group, industry sectors and countries

Optimal Benefits

We believe that all companies and their employees, regardless of size should have access to the advantages of a comprehensive, market-leading employee benefits programme, at an affordable cost. As a long-established leader in employee benefits advisory, we have leveraged our extensive experience and expertise to create Optimal Benefits. Collaborating with our partners, we design solutions that uphold WTW's high standards of quality and service. These pre-designed solutions simplify the buying process for our clients, ensuring their employees have access to comprehensive benefits. Optimal Benefits offers enhanced terms and conditions usually only available to large organisations.

Healthcare

Healthcare benefits play an increasingly important role in deciding which company to work for - and in shaping perceptions of employer’s attitudes to employee wellbeing.

Risk benefits

Long-term illness can represent a substantial financial strain for both employers and employees. Group life, group critical illness and group income protection all provide a popular but affordable and tax-efficient financial safety net for employees and their families.

Benefits technology

Benefits administration can be a time-consuming and resource-heavy process with errors creating delays in enrolment and claims processing, and money wasted on printing and mailing materials. Employee access to resources and information can be limited, reducing engagement. Using technology we can help you engage your employees, save time and money, and reduce your risk.

Expatriate services

An employee’s health or the employer’s approach to supporting their health should never be compromised based on location. Our specialist expatriate benefits team supports multinational organisations with the development, management and ongoing governance of healthcare and risk benefit strategies for internationally mobile employees and international assignees.