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Financial institution industry insurance market updates : 2025 outlook

North America and Great Britain

April 16, 2025

Dive into the the latest insurance market conditions for global financial institutions in 2025 with individual updates on the asset management, banking, digital assets, FinTech, and insurance sectors.
Financial, Executive and Professional Risks (FINEX)
insurance-market-updates

Overview

The 2025 financial institutions insurance market continues to be stable, with premium reductions still expected across the sub-industry sectors: Banks, Asset Managers, Insurance Companies and FinTechs and Digital Asset firms (subject to risk and claims profile). However, evolving risks—including AI governance, cyber threats, and regulatory changes—require proactive risk management. This report outlines market conditions, rate trends, risk considerations, and strategic recommendations for each sub-industry sector FIs in North America and Great Britain.

FIs can navigate the evolving landscape with confidence, ensuring their programmes are well positioned to address current challenges and emerging risks.”

Susan Finbow | Global Head of Financial Institutions

Below are individual sector updates in which more details on the market conditions can be found on their individual update pages.

FIs can navigate the evolving landscape with confidence ensuring their programmes are well positioned to address current challenges, emerging risks and capitalize on favourable market dynamics.

If you would like more information on how we can assist you in navigating the FI insurance landscape, please contact us.


Table of Contents


  1. 01

    Asset management insurance market update 2025 outlook


  2. 02

    Banking insurance market update 2025 outlook


  3. 03

    Digital assets insurance market update 2025 outlook (coming soon)


  4. 4

    FinTech insurance market update 2025 outlook (coming soon)


  5. 05

    Insurance company insurance market update 2025 outlook (coming soon)


Financial institutions insurance contact


Global Head of FINEX Financial Institutions
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