The retirement benefit landscape has changed dramatically in the past decade, and its evolution toward more cost-effective solutions is ongoing. The following resources provide multinational employers with a deep look into the world of global retirement and the trends we’re tracking.
A broad look at global retirement
Global Retirement Management
Support for the management of a multinational organization’s defined contribution (DC) and defined benefit (DB) retirement plans around the world.
Global Defined Contribution Pensions Insights Hub
Explore defined contribution insights from across the globe to drive better retirement outcomes for your organization and employees.
Mastering DC plans globally
A global approach navigates local complexities to improve employee experience and manage employer risks.
Mastering global pension risks globally
Multinationals that approach their DB pension risks in a structured way succeed in implementing their risk reduction goals around the world.
International Pension Plan Survey 2024
Insight into the geographical coverage of IPPs and ISPs and vehicles used to establish them, membership criteria and plan design elements and the integration of ESG considerations.
Pensions: Global Accounting Consolidation and Risk Management
Is your multinational company interested in a more effective way to consolidate and monitor the financials of your pension debt?
Global market updates
Global Pension Finance Watch – Fourth Quarter 2024
Another mixed quarter across the key markets. Higher discount rates drove positive index movements in Brazil, Japan and the U.S.
Global Gender Wealth Equity Report
Our Wealth Equity Index reveals a significant gender wealth gap at retirement. We explore the effects of career, family support, life events and financial literacy on wealth accumulation.
Global Pension Assets Study – 2024
The Global Pension Assets Study estimates global pension fund assets across 22 major pension markets. These geographies now stand at US$55.7 trillion in pension assets and account for 69% of the GDP of these economies.
Global legislative updates
US Election 2024: Understanding the Trump impact: 5 areas to watch in wake of the U.S. election results
Analyzing the potential implications of the new Trump administration on total rewards, employee benefits, investments and retirement planning.
China: Expansion of voluntary personal pension system
China has rolled out a voluntary personal pension program nationwide to help employees guard against the challenges of keeping social security pension benefits fully funded for an aging population.
Thailand: Implementation of the Employee Welfare Fund
The Employee Welfare Fund, Thailand’s much-anticipated financial safety net for employees, is set to launch in late 2025, bringing new contribution requirements for employers and their workforces.
South Korea: Proposed pension system reforms include a substantial increase in contributions
South Korea’s government proposes the first hike in 27 years in the pension contribution rate for both employers and employees to slow the country’s projected pension fund depletion.
Mexico: Major planned labor measures
Mexico’s new president is aiming for annual double-digit minimum wage hikes during her term that, along with other planned employer mandates, could increase labor costs.
United Kingdom: Reviewing endgame strategies for UK DB schemes – top tips for success
Improved funding levels have made buyouts feasible for many UK DB schemes, but run-on strategies are also gaining traction. Here are five tips to consider in order to review your endgame strategy effectively.
United Kingdom: Draft regulations for multiemployer collective defined contribution plans
A new type of pension scheme in the U.K. would give employees the risk-pooling advantages of a centrally managed pooled investment fund and employers the predictability of set contributions.
United States: DC plans continue to evolve to support employees’ financial health
Discover how employers in the U.S. are addressing defined contribution plans to enhance employee financial health and resilience.
China: Gradual increase to statutory retirement age
Employers will need to update their retirement policies as China raises the retirement age to ease mounting pressures on pension funds and the effects of an aging workforce.
EU, US: New requirements for pension and benefit plans to manage cyber risks
Businesses in the EU and U.S. are facing tighter regulations around cybersecurity and information technology to protect financial data, health and welfare plan information, and plan assets.
Australia: Government to pay superannuation contributions on family leave benefits
Australia takes steps to support gender equity in retirement, addressing gaps in superannuation guarantee contributions that can be traced to time spent out of the workforce during family leave.
Brazil: New automatic enrollment and taxation options in supplemental retirement plans
Employer sponsors of supplemental retirement plans in Brazil can now allow for automatic enrollment, and participants can defer the choice of tax treatment until retirement.
Ireland: Auto-enrollment retirement savings system moves ahead
Employers have much to do to prepare as Ireland moves closer toward auto-enrolling employees in a government-run pension plan.
Netherlands: Pension reforms final
Netherlands requires that all pension plans transition to a defined contribution basis.
United States: IRS guidance on SECURE 2.0 provisions
The IRS answers questions on key provisions of SECURE 2.0 and plan amendment deadlines to help retirement plan sponsors implement required changes.
U.A.E.: New voluntary account-based system for funding end-of-service benefits
Employers in the U.A.E. can now opt into a new system allowing them to fund individual future end-of-service benefits by contributing monthly to an employee’s defined contribution account.
