Differentiated Broking Solutions – Manufacturing + DBS

WTW's Differentiated Broking Solutions (DBS) brings together our deep industry and technical expertise and extensive market relationships with top property & casualty insurers to deliver industry-tailored insurance solutions.

The Manufacturing + DBS is designed to create a sustainable, competitive solution in order to provide best-in-class terms, identify emerging risks and adjust offerings to coincide with the ever-changing marketplace.

Overview

The Manufacturing + DBS is designed to have a broad industry appetite with a primary emphasis on:

Manufacturing:

• Metal
• Plastic
• Consumer goods
• Machinery/auto parts
• All other (wood, glass, textiles, etc.)

Non-professional services, including but not limited to:

• Facilities management
• Service contractors
• Security and investigative services
• All other

DBS provides coverage for the core property & casualty lines of business:

• Business auto
• General liability
• Property
• Umbrella
• Workers' compensation

Benefits

• Comprehensive pre-negotiated enhanced coverages
• Option to place coverage on a standalone basis, or in an expanded package/suite where appropriate
• Firm minimum service requirements
• Consistent, reliable program coverage

Coverage enhancements

DBS consistently delivers standardized elevated coverage to our clients. Below are just some of the many enriched coverages DBS provides.

• Extended notice of cancellation for all lines
• Per location aggregates included
• Unintentional errors and omissions and broadened notice of knowledge of occurrence included on all lines
• Enhanced CAT coverage for time element sublimits such as civil authority or ingress and egress

Increased property sub-limits:

• Minimum of $1M limit for contingent time element
• Minimum of $500,000 limit for electronic vandalism
• Minimum of $5M limit for newly acquired premises — Real property

Enhanced coverage endorsements including:

• Blanket additional insured and blanket waiver on casualty lines
• Minimum of $100 per disablement on towing and labor
• Employees as insured and employees hired autos

Carriers

• Allianz
• AXA XL
• Chubb
• CNA
• Hartford
• Liberty Mutual
• Travelers