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High-Value Home Insurance

Bespoke home insurance and service platform for luxury properties. Protect your valuable assets with an unmatched level of expert advice and comprehensive coverage.

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Your home is more than just a residence; it's a testament to your success and a sanctuary for you and your loved ones. We understand the distinctive risks that come with home ownership, from natural disasters to personal liability. Our experienced advisors are committed to crafting tailored home insurance solutions for you, which help to protect you from life’s uncertainties.

360° property protection: high-value home insurance

Whether your property is a sprawling estate, an urban penthouse, or a coastal retreat, our insurer partners’ luxury home insurance policies are designed to address an extensive range of risks. From catastrophic events like floods, hurricanes and wildfires to localized incidents like fire, water damage or theft, we ensure your home is comprehensively safeguarded and to include any ornate and specialized features that make your home unique.

Proactive guidance to prevent loss

Our expert advisors provide personalized risk assessments to identify potential vulnerabilities in and around your home. We deliver actionable risk management advice to prevent home damage, avoid personal injury and secure your prized possessions. Our knowledge of the latest loss prevention devices and advanced protection systems help guide you through the many risks that pose a threat of severe loss.

Comprehensive coverage for your treasures and your safety

Your home is a haven for irreplaceable treasures like fine art, jewelry and antiques. Specialized coverage ensures these items are adequately safeguarded against theft, accidental damage, and fire loss. Additionally, we offer identity theft protection and cybersecurity coverage to safeguard against the rising threat of online fraud.

Seamless living during restoration

If your home has a short-term problem after a big loss, our team and some insurance partners can help you find a new place to live. Our goal is to keep your disruption minimal. Some of our insurance partners offer assistance that includes locating local, equivalent temporary housing and managing related living expenses while your home is being restored.

Personalized, stress-free claims experience

Our dedicated claims team understands the unique needs of high-net-worth individuals. We strive to provide a seamless, stress-free claims experience, handling the administrative work, coordinating with your insurer to keep the claim on track and ensuring you’re compensated quickly and fairly. Rest assured; you have a claims advocate on your side when a crisis occurs.

Why entrust your precious home insurance to us?

We specialize in providing bespoke home insurance solutions for successful individuals and families. We have decades of experience handling the most complex risks. We have global capabilities, a network of expert advisors, risk managers and claims advocates and a strong commitment to providing the highest level of service. Contact us today for a personalized consultation.

Frequently asked question

Making sure your home is correctly valued to its full replacement cost in the event of a total loss, is of utmost importance. Insurers calculate replacement costs using sophisticated models that consider many factors, including local building costs, labor costs and unique features to your home. The replacement cost should always be updated after significant renovations to your home. Consider homeowners coverage options like “Extended” or “Guaranteed” replacement cost for additional peace of mind that your home is valued correctly.

Footnote

  1. Facts + Statistics: Homeowners and renters insurance Return to article

Disclaimer

Willis Towers Watson hopes you found the general information provided in this publication informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, Willis Towers Watson offers insurance products through licensed entities, including Willis Towers Watson Northeast, Inc.

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