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Luxury Car Insurance

Customized car insurance for your driving needs. Replacement cost, broad coverages and claims support. Consider the quality and breadth of coverage, not just price, when comparing insurance options.

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Your car and driving routine are an integral part of your lifestyle, and your car insurance should reflect that. From daily commuting to collecting, whether you drive a high-performance luxury car, a classic car or rely on a family SUV for your daily commute, we customize your car insurance to provide the right level of protection for all your driving needs. From comprehensive repair coverage to high liability limits, we make sure you have the right coverage.

Repair and replace with confidence

After an accident, getting back on the road quickly is paramount to meeting the demands of your lifestyle. Some of our insurer partners offer replacement cost coverage, ensuring you can repair or replace your vehicle at full value, without depreciation. This is especially important for luxury, exotic and classic car owners, who need coverage that reflects the true worth of their vehicles.

Comprehensive liability protection for unforeseen circumstances

Accidents can result in more than just vehicle damage — they can lead to serious injury or property damage to others. Liability insurance provides coverage limits that provide you with peace of mind, protecting you and your assets from significant financial risks in the event of an accident or lawsuit. Whether it’s bodily injury or property damage, we ensure you’re fully protected.

Coverage that goes beyond the basics

Sometimes, basic car insurance isn’t enough. That’s why our insurer partners offer additional coverage options to ensure you’re protected from all angles like:

  • New car replacement coverage to replace your newer auto with a brand-new vehicle of the same make and model if it is stolen or totaled
  • Personal property coverage to replace personal items stolen from your auto with no deductible
  • Trip interruption coverage that covers your lodging and meals if your auto breaks down over 50 miles from your home
  • Covering the cost of a rental vehicle of similar kind and quality while yours is being repaired
  • Getting full windshield glass coverage without any hassle and often without a deductible

A dedicated claims team to get you back on the road

What you drive and how you drive it is important to your lifestyle. So, when an unexpected event happens, you need your insurance policy to respond and normalize your routine as quickly as possible. Our dedicated claims advocates are here to provide fast, efficient support, ensuring your car is repaired and you’re back on the road as soon as possible. With expert guidance every step of the way, we make the claims process simple and hassle-free.

Trusted expertise in comprehensive car insurance

We understand the nuances of car insurance, especially for luxury car owners. With our expertise, we provide tailored solutions that fit your lifestyle and driving habits. From comprehensive coverage to exceptional claims service, we’re your trusted insurance advisors keeping you and your car safe on the road.

Frequently asked question

Car insurance is much more than a commodity. While low prices are appealing, the quality of service and unique coverage options like agreed-value coverage, replacement car coverage and worldwide liability protection are crucial. Opting for the cheapest insurance might seem to save you money initially, but often results in higher out of pocket costs or worse, uncovered claims, at a time when you need the policy most. Consider both the quality of the service and the breadth of coverage features, not just price.

Disclaimer

Willis Towers Watson hopes you found the general information provided in this publication informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, Willis Towers Watson offers insurance products through licensed entities, including Willis Towers Watson Northeast, Inc.

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