We have an international community of risk and capital management practitioners, as well as modeling, reinsurance and asset management experts. Together we provide a wide range of risk and capital management solutions designed not only to help clients manage downside risks in their business, but also to seize the opportunities of upside risk and optimize their capital position.
Examples of how we help insurance companies
- Balance sheet optimization: We reviewed the appropriateness of a client's capital models as a representation of the risks retained by the business. The consequent refinement of the capital and liability models released capital of approximately $470 million.
- Economic Capital: We advised a large multinational insurer that achieved an economic capital reduction from its pension scheme of around $2.5 billion.
By helping insurers address their changing risk exposures and apply capital more effectively, WTW offers broad-based solutions to insurers seeking to update business and product strategy, to adapt risk strategy management and appetite and to adopt innovative risk retention or transfer approaches.