Spending accounts that empower your employees
Choosing the right health benefits is only the beginning of the journey for your employees and retirees. You can support them by offering spending accounts (sometimes referred to as benefit accounts) that promote their physical and financial wellbeing.
Accounts are easy to administer through our wholly owned and fully integrated administration platforms. Our systems provide your employees with easy access to up-to-the-minute account information and comprehensive decision-support tools.
With our spending accounts and associated tools, your employees and retirees will discover ways to wisely use and invest their money to improve both their physical and financial wellbeing. Similarly, they are empowered to make their own decisions about how to use their health benefit dollars through flexible, tax-advantaged medical spending and saving accounts from the day they start working for you through retirement.
Our flexible approach empowers your employees and retirees to take control of their spending with tax-advantaged and other accounts. You choose the account types that match your benefit strategy, and we’ll make it easy to administer through our wholly owned and fully-integrated services platform and our Via Benefits brand.
Health savings accounts (HSAs)
HSAs, paired with a high-deductible health plan, deliver significant tax and retirement savings opportunities to your employees. HSAs are owned and managed by employees so they can determine how and when to spend or save their healthcare dollars to improve their health and financial wellbeing.
Health reimbursement arrangements (HRAs)
HRAs give employees or retirees a way to be reimbursed tax-free for qualified healthcare expenses not covered by their health plan. An HRA is funded and owned solely by the employer or plan sponsor.
Flexible spending accounts (FSAs)
FSAs provide a tax-free way for employees to put aside money for medical, dental, vision and prescription expenses not covered by their health plans. These FSAs can be standard or limited purpose for pairing with an HSA.
Spending accounts to improve financial wellbeing
We also offer spending accounts that support your employees' financial wellbeing. From dependent care to lifestyle expenses, commuting costs and educational pursuits, these accounts offer employees the opportunity to take control of their finances and improve their overall wellbeing.
Dependent care flexible spending accounts (DCFSA)
Dependent care FSAs provide employees with tax-preferred options for managing care for children and dependent adults.
Lifestyle spending accounts (LSAs)
LSAs allow you to reimburse employees for activities that promote physical, financial and emotional wellbeing – without the rules and restrictions associated with other benefit accounts or “perks.” LSAs are unique because they offer freedom of choice – both to the employer as well as the employee.
Adoption assistance
Adoption assistance supports employees who are adopting a child and helps cover adoption-related expenses during this costly process. Adoption assistance is a benefit that many employers are considering or choosing to offer to better support employees through this costly process.
A commuter account allows your employees to pay for qualified workplace mass transit and parking expenses using money that is not taxed. It's a great way to make your employees’ commute more affordable. And in flexible and hybrid work models, such benefits can increase time spent in the office.
Tuition reimbursement offers employees money for taking college courses while employed with your company. After an employee pays for and completes a course, you'll reimburse their costs.
Key features of all our spending accounts
Your employees and retirees will benefit from
Easy account access and up-to-the-minute account information
Our technology is designed with an intuitive workflow and features that simplify transactions and encourage engagement.
Anytime, anywhere access
Users can check their account balances via our portal or our mobile app (including the ability to receive text alerts with account balance information), photograph and upload receipts, submit claims and open inquiries.
Excellent customer service with rapid issue resolution
We offer easy access to professionals through a mobile app, online portal, call center and automated help desk.
Leading-edge, flexible technology
We have fine tuned our platform over the years to offer an excellent employee, retiree and employer experience.
Why choose us?
Focus on wellbeing
We provide your employees and retirees with the products and tools to enhance their physical and financial wellbeing now and in the future.
One integrated platform
Our spending accounts platform is integrated with our benefits administration and individual marketplace platforms so our solutions support your workforce from hire through retire.
Consultative support
We offer end-to-end support from design through implementation.
Direct access to a dedicated client team
We will assign you a dedicated client team to provide fast issue resolution.
Extensive information security infrastructure
As a leading provider of cybersecurity products, we understand the importance of information security.
We comply with all regulations to protect the personal information of your employees, retirees and participants.
